Consoldating private student loans
Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans).
Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness.
To check the rates and terms you qualify for, So Fi conducts a soft credit pull that will not affect your credit score.
However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
Personal loans for debt consolidation You can use an unsecured personal loan to consolidate debt or finance large purchases.
You need a minimum 700 FICO® score and a minimum individual annual income of 0,000 to qualify for our lowest rate.The minimum individual annual income needed to qualify for a loan of ,000 is 0,000.