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Morrison's erstwhile Romeo claimed he needed her to "lend" him ,000 to deal with one of the many crises he had fabricated."He said he was going to pay me back double," she laughs.But individuals who frequent them say scams are pervasive. Match.com, for instance, includes a disclaimer at the bottom of every onsite email between members, warning not to send money or provide credit card information to anyone you've met on the site."I probably hear from five scammers a night," says Marko Budgyk, a Los Angeles financier who has frequented several online dating sites over the past 10 years."The story was getting more and more bizarre," she says.

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Budgyk knows this from experience: A Nigerian scammer lifted photos from Budgyk's profile. Their photographs are also likely of someone else, and that would be tough to explain in person. He sent heart-wrenching photos of a young girl, who appeared to be his daughter's age, hooked to a raft of medical monitors.

How about if we text or communicate though our personal phone/email?