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Criminals playing the odds may even mention your actual bank by name and that, plus the robo-calling feature, “makes it seem more credible,” says Gary K.King, the attorney general of New Mexico.“They reach out to thousands of people and know that someone will bite,” he says.Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our Card Match™ tool to find cards matched to your needs.You don’t have to be an April fool to get duped by a clever scam.Another variation: A text “alert” from your bank or cellphone company that your account’s been frozen. But with a scam, that link leads to a look-alike site that thieves use to harvest personal information, says King.
The “fine” — aka ransom — ranges from about 0 to 0, says Savage.
The tipoff: On the bills, unauthorized “fees” can show up as everything from horoscope alerts to ring tones, he says.