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06-Oct-2019 23:15

However, a person may make anybody the beneficiary of the policy.

The insurance policy is a legal contract between the insurer and the insured.

Life insurance is about providing protection to the dependents.

At the same time, it also provides peace of mind to the living person.

At the same time, there is a bit of commerce involved in this.

The insurance companies insure a person in exchange for regular premiums.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.However, if you go country-wise, the system would be simple to understand.

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In Australia, premiums paid through superannuation fund are taxable.Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.